Tuesday, June 3, 2008

Are you a shopaholic?



"O.K. DON'T PANIC. Don't panic. It's only a VISA bill.
It's a piece of paper; a few numbers. I mean, just how scary can a few numbers be?"


This is the first paragraph of the book "The Confession of Shopaholic".
The story starts by the heroine Rebecca coming to a crisis by receiving a demand note.
This book is pretty fun to read because I could easily get into her.
I have never thought about myself as a shopaholic, but sometimes I'm out of control spending money for goods I don't need.

Here's a test for you to check if you are a shopaholic or not.

1. Do you usually go shopping when you are feeling depressed?

2. Do you spend a lot of money that you do not have on things that I do not need?

3. Do you get a rush when you make a purchase?

4. Do you have closets full of clothes that you have never worn?

5. Have you lied to your friends and family about how much money you spend?

If you answered “yes” to any one of these questions, you may just be a “shopaholic”.
You are in the lack of the self-control to resist the urge of buying a desired item
– even at the expense of their finances or relationships.


How to keep our spending under control?

1. Get rid of your credit card before you go shopping. Use only cash

2. If you would like to purchase, never allow yourself to purchase it on the spot.
Instead, walk away and give yourself a “mandatory waiting period”
If you still want the item in a few days, then you can go back and make your thought-out purchase.

3. Make a budget and put it on paper.

4. Write down everything you purchase for two weeks
;groceries, clothes, the electric bill, and even that chocolate bar from the vending machine!
Being more aware of your spending will also make you more in control.

Let's get our lives back in control! ^^

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